myFinnexa gives you two free finance tools in one place — a budget tracker for your personal money, and a calculator for a side hustle or small business. Both work the moment the page loads.
Most finance apps want an account, a subscription and a connection to your bank. myFinnexa asks for none of that. Choose the tool that matches your question and start entering figures — it works in the browser you already have open.
Add what comes in and what goes out, at whatever frequency it really happens. myFinnexa puts weekly, fortnightly, monthly, quarterly and yearly items on one common basis so the totals are genuinely correct.
Log sales and costs against real dates, with quantities and unit prices where you buy or sell in batches. See profit, margin and the trend over any period you choose.
There is no setup phase and nothing to configure before you begin. The hardest part is gathering your recurring bills, and even that only has to be done once.
Type in each income and expense with its amount, its category and how often it occurs. Start with the fixed commitments — rent, utilities, insurance, subscriptions — because those shape everything else.
Everything is converted to a common basis, so an annual premium and a weekly grocery shop finally sit in the same total. Switch the view between weekly, monthly and yearly to see the same figures at any scale.
Open the category breakdown to see where the money actually goes, then use the forecast to test what a pay rise, a cut or a few years of consistency would do to your position.
Most budgets fail on arithmetic rather than willpower — a weekly cost multiplied by four, an annual bill left out entirely. These are the things myFinnexa handles for you.
Weekly, fortnightly, monthly, quarterly and yearly entries are converted properly — 52 weeks and 26 fortnights, not the four-week shortcut that quietly deletes a month of spending each year.
Charts break your spending down by category, and every figure can be clicked to reveal the individual entries behind it. No guessing which line item drove a total.
Project your balance years ahead and layer on inflation or an annual pay rise, so you can compare an optimistic, a flat and a realistic outcome side by side.
Group expenses however makes sense to you, then open any category to list the items inside it, sorted from largest to smallest.
Type a few letters to filter your entries instantly by name or category — on both the tracker and the business calculator, with income and expenses searched separately.
A cream daytime theme and a deep navy night theme, remembered between visits so the site opens the way you left it.
myFinnexa has no accounts, no login and no database. Everything you type is saved in your own browser's local storage, which means there is no server holding your figures and nothing for us to lose, sell or hand over.
The honest trade-off is that your data does not follow you around. Entries added on your phone stay on your phone, and entries added on your computer stay there — because nothing is uploaded, there is no copy anywhere for a second device to pull from. Pick one device for your budgeting and stick with it, and bear in mind that clearing your browser data will remove your entries for good.
Worked guides written with real figures, covering the calculations that decide whether a budget survives the year.
Multiplying a weekly cost by four deletes nearly a month of spending each year. Here is the correct conversion.
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7 min read Small businessAdding 30% to your cost gives you a 23% margin, not 30%. The formula for pricing to the margin you want.
7 min readBoth tools are free, need no account, and keep everything on your own device. Pick one and start typing.